Investment Strategies of Youth: Search for Opportunities in Solving Socio-Economic Problems

Abstract

The growth of financial literacy, expansion of coverage and improvement of the quality of financial education and awareness of the population, implying obtaining sufficient knowledge and skills in the field of finance, which allow to correctly assess the financial situation on the stock market and make reasonable decisions, contribute to the increase of investment activity of young people, which determines the subject of this article —  investment strategies of youth. The purpose of the work is to identify the features of the investment behavior of young people in the stock market. As a result of the conducted research, it was revealed that young people are becoming more interested in securities transactions, which is facilitated by the relatively soft monetary policy of the Central Bank, increasing financial awareness of citizens, as well as measures taken by the state to ensure transparency and accessibility of financial instruments. Nevertheless, the activity on the stock market on the part of young people is associated with a number of risks, among  which one can highlight the lack of necessary knowledge about the possibilities of the stock market and the current socio-economic instability in the country and the world. Especially these problems can be felt for young people due to their lack of experience, and in some cases, knowledge, which can provoke problems with the mental health of young people due to their psychological and mental characteristics inherent in this age.